> ## Documentation Index > Fetch the complete documentation index at: https://docs.fluidehr.com/llms.txt > Use this file to discover all available pages before exploring further. # Initiate a mobile money collection charge ## OpenAPI ````yaml /openapi/fluide-pay.json post /api/v1/payments/collections/mobile-money openapi: 3.0.0 info: title: Fluide Pay API description: >- Digital wallets, transactions, checkout sessions, payouts, and collections. Supports async settlement via Kafka. In the API playground, click Authorize and provide Bearer JWT, X-Fluide-Api-Key, and X-Fluide-Client-Id (fluide-developer). For partner / ISV integrations acting on a merchant, also set optional X-Workspace-Id and X-Acting-Company-Id on each request (see Multi-tenancy). version: '1.0' contact: {} servers: - url: https://test.api.fluidehr.com description: Sandbox - url: https://api.fluideglobal.com description: Production security: - bearer: [] fluideApiKey: [] fluideClientId: [] tags: - name: App description: Service root and build metadata. Use for quick connectivity checks. x-group: Operations - name: Prometheus description: >- Prometheus scrape endpoint in text exposition format. Configure your metrics collector to poll this path on each service. x-group: Operations - name: wallets - name: internal wallets - name: transactions - name: transactions-reports-internal - name: Internal banking - name: MobileMoney - name: Checkout sessions - name: Payments capabilities - name: Payments capabilities (internal admin) - name: billing-public - name: billing - name: billing-platform - name: billing-internal - name: billing-payments - name: checkout-sessions-platform - name: checkout-sessions-public - name: checkout-sessions-internal - name: checkout-sessions - name: campaigns - name: campaigns-public - name: invoices - name: subscriptions - name: channels - name: qr-codes - name: Internal Payouts - name: AR Collection Internal - name: stats - name: Payouts - name: Collections paths: /api/v1/payments/collections/mobile-money: post: tags: - Collections summary: Initiate a mobile money collection charge operationId: CollectionsController_initiateMobileMoney parameters: - name: X-Workspace-Id in: header required: false description: >- Partner / ISV only: UUID of the workspace that owns the client company. Required together with X-Acting-Company-Id when scoping product APIs to a merchant. See /getting-started/multi-tenancy. schema: type: string format: uuid example: b03fa178-67bd-4378-a5aa-d169c01ccb6f - name: X-Acting-Company-Id in: header required: false description: >- Partner / ISV only: UUID of the client company to act on. Must belong to the workspace in X-Workspace-Id. schema: type: string format: uuid example: ab2df10a-c66c-4bef-b7d6-efda26cca494 requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/InitiateMobileMoneyChargeDto' responses: '201': description: Mobile money collection initiated content: application/json: schema: allOf: - $ref: '#/components/schemas/ApiResponseDto' - properties: data: description: Endpoint-specific payload '400': description: Validation failed or invalid request parameters content: application/json: schema: $ref: '#/components/schemas/ApiErrorResponseDto' '401': description: Missing or invalid JWT / API key content: application/json: schema: $ref: '#/components/schemas/ApiErrorResponseDto' '403': description: Token valid but insufficient permission for this operation content: application/json: schema: $ref: '#/components/schemas/ApiErrorResponseDto' '404': description: Resource not found or outside caller scope content: application/json: schema: $ref: '#/components/schemas/ApiErrorResponseDto' security: - bearer: [] fluideApiKey: [] fluideClientId: [] x-codeSamples: - lang: bash label: cURL source: >- curl -sS -X POST "$FLUIDE_BASE_URL/api/v1/payments/collections/mobile-money" \ -H "Authorization: Bearer $FLUIDE_ACCESS_TOKEN" \ -H "X-Fluide-Api-Key: $FLUIDE_API_KEY" \ -H "X-Fluide-Client-Id: fluide-developer" \ -H "X-Workspace-Id: $FLUIDE_WORKSPACE_ID" \ -H "X-Acting-Company-Id: $FLUIDE_COMPANY_ID" \ -H "Content-Type: application/json" \ -d '{}' - lang: node label: Node.js source: >- const baseUrl = process.env.FLUIDE_BASE_URL; const response = await fetch(`${baseUrl}/api/v1/payments/collections/mobile-money`, { method: 'POST', headers: { Authorization: `Bearer ${process.env.FLUIDE_ACCESS_TOKEN}`, 'X-Fluide-Api-Key': process.env.FLUIDE_API_KEY, 'X-Fluide-Client-Id': 'fluide-developer', 'X-Workspace-Id': process.env.FLUIDE_WORKSPACE_ID, 'X-Acting-Company-Id': process.env.FLUIDE_COMPANY_ID, 'Content-Type': 'application/json', }, body: JSON.stringify({}), }); if (!response.ok) throw new Error(`HTTP ${response.status}: ${await response.text()}`); console.log(await response.json()); - lang: python label: Python source: >- import os import requests base_url = os.environ["FLUIDE_BASE_URL"] headers = { "Authorization": f"Bearer {os.environ['FLUIDE_ACCESS_TOKEN']}", "X-Fluide-Api-Key": os.environ["FLUIDE_API_KEY"], "X-Fluide-Client-Id": "fluide-developer", "X-Workspace-Id": os.environ["FLUIDE_WORKSPACE_ID"], "X-Acting-Company-Id": os.environ["FLUIDE_COMPANY_ID"], } response = requests.post( f"{base_url}/api/v1/payments/collections/mobile-money", headers=headers, json={}, timeout=30, ) response.raise_for_status() print(response.json()) - lang: java label: Java source: >- import java.net.URI; import java.net.http.HttpClient; import java.net.http.HttpRequest; import java.net.http.HttpResponse; String baseUrl = System.getenv("FLUIDE_BASE_URL"); HttpClient client = HttpClient.newHttpClient(); HttpRequest.Builder builder = HttpRequest.newBuilder() .uri(URI.create(baseUrl + "/api/v1/payments/collections/mobile-money")) .header("Authorization", "Bearer " + System.getenv("FLUIDE_ACCESS_TOKEN")) .header("X-Fluide-Api-Key", System.getenv("FLUIDE_API_KEY")) .header("X-Fluide-Client-Id", "fluide-developer") .header("X-Workspace-Id", System.getenv("FLUIDE_WORKSPACE_ID")) .header("X-Acting-Company-Id", System.getenv("FLUIDE_COMPANY_ID")) .header("Content-Type", "application/json") .POST(HttpRequest.BodyPublishers.ofString("{}")) .build(); HttpResponse response = client.send(builder.build(), HttpResponse.BodyHandlers.ofString()); if (response.statusCode() >= 400) throw new RuntimeException("HTTP " + response.statusCode() + ": " + response.body()); System.out.println(response.body()); - lang: php label: PHP source: >- true, CURLOPT_CUSTOMREQUEST => 'POST', CURLOPT_HTTPHEADER => [ 'Authorization: Bearer ' . getenv('FLUIDE_ACCESS_TOKEN'), 'X-Fluide-Api-Key: ' . getenv('FLUIDE_API_KEY'), 'X-Fluide-Client-Id: fluide-developer', 'X-Workspace-Id: ' . getenv('FLUIDE_WORKSPACE_ID'), 'X-Acting-Company-Id: ' . getenv('FLUIDE_COMPANY_ID'), 'Content-Type: application/json', ], CURLOPT_POSTFIELDS => "{}", ]); $response = curl_exec($ch); if ($response === false) throw new RuntimeException(curl_error($ch)); $status = curl_getinfo($ch, CURLINFO_HTTP_CODE); if ($status >= 400) throw new RuntimeException("HTTP $status: $response"); echo $response; components: schemas: InitiateMobileMoneyChargeDto: type: object properties: amount: type: number minimum: 0.01 example: 1000 description: Charge amount in major currency units (e.g. 1000 GHS). currency: type: string example: GHS description: >- ISO currency. Maps to charge type when `type` is omitted (GHS→ghana, UGX→uganda, RWF→rwanda, ZMW→zambia, XAF/XOF→franco). email: type: string format: email example: customer@example.com phone_number: type: string example: '0551234567' description: Customer mobile money MSISDN. tx_ref: type: string minLength: 6 maxLength: 42 example: fwmomo-org123-a1b2c3d4 description: Unique transaction reference (6–42 chars). Generated when omitted. type: type: string enum: - mobile_money_ghana - mobile_money_uganda - mobile_money_rwanda - mobile_money_zambia - mobile_money_franco description: Charge type query param. Inferred from currency when omitted. network: type: string example: MTN description: Required for Ghana, Uganda, and Zambia (e.g. MTN, VODAFONE, AIRTEL). country: type: string minLength: 2 maxLength: 2 example: CM description: ISO 3166-1 alpha-2 country. Required for Francophone (XAF/XOF). voucher: type: string example: '128373' description: Required for Uganda mobile money. order_id: type: string example: ORD_MM_1585323540079 description: >- Required for Rwanda and Zambia. Generated when omitted for those corridors. fullname: type: string example: Jane Doe redirect_url: type: string example: https://app.example.com/pay/return description: Optional redirect after customer completes authorization. meta: type: object example: checkoutSessionId: uuid organizationId: uuid client_ip: type: string example: 154.123.220.1 device_fingerprint: type: string example: 62wd23423rq324323qew1 required: - amount - currency - email - phone_number ApiResponseDto: type: object properties: success: type: boolean example: true description: Whether the request succeeded message: type: string example: Operation completed successfully description: Human-readable outcome message (localized when i18n is configured) data: type: object description: Response payload when success is true required: - success - message ApiErrorResponseDto: type: object properties: success: type: boolean example: false message: type: string example: Validation failed description: Human-readable error message (localized when i18n is configured) code: type: string example: VALIDATION_FAILED description: Stable machine-readable error code for client handling and support errors: type: object description: Field-level validation errors keyed by property name example: from: - from must be a valid date statusCode: type: number example: 400 timestamp: type: string example: '2026-06-03T12:00:00.000Z' required: - success - message - code - statusCode - timestamp securitySchemes: bearer: type: http scheme: bearer bearerFormat: JWT description: >- Access token JWT. Use as Authorization: Bearer . In the API playground, paste the JWT only. fluideApiKey: type: apiKey in: header name: X-Fluide-Api-Key description: >- Developer API key (fl_dev_...). Required on every API call with a machine access token. x-default: fl_dev_your_key fluideClientId: type: apiKey in: header name: X-Fluide-Client-Id description: >- First-party client audience. Must match the fluide_client_id claim on the JWT. Use fluide-developer for Connect. x-default: fluide-developer ````